In a day and age when many people accumulate tens of thousands of dollars in student loans to finish a degree, I would like to review three questions that I have struggled with in the past and I'm sure many people struggle with on a regular basis. Those questions are: have the days of a degree getting you a specific job in the work force passed, what are the most sought after degrees by employers, and lastly what alternatives are there aside from going the traditional route of 4 years at a school?
The first question I am going to address is that of getting ahead with a degree versus without a degree. For most people that are finishing high school and searching for "what's next" college is the logical choice, or is it? According to the NY times poll, 40% of College grads are unemployed. While this may seem like a staggering number of people that have finished their degree and are unable to find a job in their field, you have to consider that many degrees do not get you any real marketable skills. Take a BA in psychology for example, while this may be a very interesting subject to study there is almost no psychology jobs that you can get with a psychology degree. One may question this but I have my BA in psychology and there are nearly no jobs that I have been able to find that don't require me to get a masters or higher degree. Other such Bachelor degrees would be Humanities, Social Sciences or a Music degree. All of the afore mentioned degrees are likely to leave you searching for a job without success, working in a job that doesn't require a 4 year degree or going back to school to get an advanced degree. So while this may seem discouraging to many, it is not the end of the story and there is still hope for a bright and vibrant career.
On to our second question, what are some of the top degrees that are offered? Many of you could probably guess the answer to this question with some accuracy, however there are some degrees that would surprise you. The top degree according to Yahoo education is a degree in elementary education, followed by Nursing and health care Administration to round out the top three. What may or may not be surprising is the fact that two out of the top degrees are related to health care. The reality is that we will all grow old eventually and there are few of us that don't need an occasional visit to the doctor or ER. This goes back to the age old supply and demand, as long as there are hospitals and people that get old, sick or injured there is going to be jobs for the health care administrators and Rn's of the world. By the same token as long as there are school aged children then there is going to be a demand for school teachers. Being married to a teacher I can tell you that it is a very rewarding career and presents you with an opportunity to make a real difference in the life of a group of children. On the flip side here are the top three degrees least likely to land you a job: Architecture, Fine Arts and Philosophy. All in which are the top three jobs with the highest unemployment rates. While these are all jobs that may appeal to you, there is not much demand in the employment sector for people with these particular degrees. So the truth is whatever your degree choice is in, the likelihood of finding employment in that field is going to vary with the increasing or decreasing demand of times. For the complete lists see the following link Least valuable college degrees.
The final question we will touch on is the alternatives to the traditional classroom based classes. The truth is that with the age of the Internet there has been an explosion of new schools that got their start doing strictly online classes. This provided a new level of flexibility to people because you can attend classes from the comfort of your own home. Surprisingly the cost of tuition for many of these online schools isn't much less expensive than going to a state school with a more recognizable name. Assuming it is your desire to get a 4 year degree without spending tens of thousands of dollars, and a minimum of 4 years to do so, there are 3 alternatives we will discuss that can get you many of the same credits for pennies on the dollars compared to attending a class. The best part is that all of these methods are accredited by the American Counsel on Education and therefore will be accepted at most accredited universities. The First credit gaining alternative is College Level Examination Program (CLEP), CLEP allows you to test out of any or all of 33 different classes . You can receive anywhere from 3 to 12 credits just for passing a single exam. These credits are both upper and lower level credits which can be transferred to any one of over 2900 colleges and universities. The price is per exam not per credit like normal classes and the cost for testing is $80 regardless of the credit amount. Testing locations can be found on the CLEP Website. The second alternative that is very similar to CLEP testing is DSST (formerly Dante's). Like the CLEP there are 30+ DSST exams, costing $80 a piece that are accredited and accepted at over 1900 colleges and universities. The complete List of exams as well as Testing locations can be found at The DSST website. The final alternative is a web based system called ALEKS. ALEKS is a web based system that offers a multitude of upper and lower level classes that can be done at your own pace. The average time to complete a class is six weeks and the learning is done all on your time with no deadlines or schedules. Perhaps the most enticing feature of ALEKS is that you can join for $20 a month and this fee includes all your course materials and allows you to take as many classes as you want for the same flat monthly rate.
In closing, regardless of your degree choice there are many quicker and cheaper alternatives out there that will save you thousands of dollars and months of time. While it is surely possible to find a job in any field if you look hard enough and have the right qualifications, it would seem to make the most sense to set yourself up for the best chance of success by finding a degree that will allow you to do what you went to school for. In any case whatever you decide, who doesn't like saving time and money? If for no other reason than to get you working quicker. In a future blog I will lay out how I personally used the methods I have talked about here to gain well over 60 credits that all transferred to my degree at a brick and mortar school.
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